@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;500;600;700;800&display=swap');

:root {
    --primary: #12355B;
    --primary-light: #1e4a7a;
    --secondary: #1D6F42;
    --secondary-light: #288c57;
    --accent: #D4A017;
    --accent-light: #e5b32f;
    --bg: #F7F9FC;
    --white: #ffffff;
    --dark-text: #1F2937;
    --light-text: #6B7280;
    --border-color: #E5E7EB;
    --shadow-sm: 0 2px 4px rgba(18, 53, 91, 0.05);
    --shadow-md: 0 10px 20px rgba(18, 53, 91, 0.08);
    --shadow-lg: 0 20px 40px rgba(18, 53, 91, 0.12);
    --shadow-xl: 0 30px 60px rgba(18, 53, 91, 0.18);
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 24px;
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-normal: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    --font-heading: 'Outfit', sans-serif;
    --font-body: 'Inter', sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    outline: none;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    background-color: var(--bg);
    color: var(--dark-text);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--primary);
    font-weight: 700;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2rem;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.875rem 2rem;
    font-size: 0.95rem;
    font-weight: 600;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: var(--transition-normal);
    position: relative;
    overflow: hidden;
    z-index: 1;
    border: none;
}

.btn-primary {
    background-color: var(--primary);
    color: var(--white);
    box-shadow: var(--shadow-sm);
}

.btn-primary:hover {
    background-color: var(--primary-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-secondary {
    background-color: var(--secondary);
    color: var(--white);
    box-shadow: var(--shadow-sm);
}

.btn-secondary:hover {
    background-color: var(--secondary-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-accent {
    background-color: var(--accent);
    color: var(--primary);
    box-shadow: var(--shadow-sm);
}

.btn-accent:hover {
    background-color: var(--accent-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-outline {
    background-color: transparent;
    color: var(--white);
    border: 2px solid var(--white);
}

.btn-outline:hover {
    background-color: var(--white);
    color: var(--primary);
    transform: translateY(-2px);
}

.btn-outline-dark {
    background-color: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline-dark:hover {
    background-color: var(--primary);
    color: var(--white);
    transform: translateY(-2px);
}

.site-header {
    position: sticky;
    top: 0;
    background-color: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border-color);
    z-index: 1000;
    transition: var(--transition-fast);
}

.header-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary);
}

.logo span {
    color: var(--accent);
    margin-left: 2px;
}

.nav-desktop {
    display: flex;
    align-items: center;
}

.nav-links {
    display: flex;
    gap: 2.5rem;
    list-style: none;
    margin-right: 2.5rem;
}

.nav-links a {
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--dark-text);
    position: relative;
    padding: 0.5rem 0;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--accent);
    transition: var(--transition-fast);
}

.nav-links a:hover {
    color: var(--primary);
}

.nav-links a:hover::after,
.nav-links a.active::after {
    width: 100%;
}

.nav-links a.active {
    color: var(--primary);
    font-weight: 600;
}

.mobile-menu-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.5rem;
    color: var(--primary);
    cursor: pointer;
}

.mobile-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(18, 53, 91, 0.6);
    backdrop-filter: blur(4px);
    z-index: 998;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-normal);
}

.mobile-overlay.active {
    opacity: 1;
    visibility: visible;
}

.mobile-nav {
    position: fixed;
    top: 0;
    right: -100%;
    width: 50%;
    height: 100%;
    background-color: var(--white);
    z-index: 999;
    padding: 2.5rem 2rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    box-shadow: var(--shadow-xl);
    transition: right 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.mobile-nav.active {
    right: 0;
}

.mobile-menu-close {
    align-self: flex-end;
    background: none;
    border: none;
    font-size: 1.75rem;
    color: var(--primary);
    cursor: pointer;
    margin-bottom: 3rem;
}

.mobile-nav-links {
    list-style: none;
    width: 100%;
    text-align: center;
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.mobile-nav-links a {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--primary);
    display: inline-block;
    padding: 0.5rem 1rem;
}

.mobile-nav-links a:hover,
.mobile-nav-links a.active {
    color: var(--accent);
}

.hero-section {
    position: relative;
    background-image: linear-gradient(135deg, rgba(18, 53, 91, 0.92) 0%, rgba(18, 53, 91, 0.85) 100%), url('./images/2.avif');
    background-size: cover;
    background-position: center;
    color: var(--white);
    padding: 8rem 0;
    overflow: hidden;
}

.hero-split-layout {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 4rem;
    align-items: center;
}

.hero-left h1 {
    font-size: 3.5rem;
    line-height: 1.15;
    color: var(--white);
    margin-bottom: 1.5rem;
    animation: slideInLeft 0.8s ease-out;
}

.hero-left h1 span {
    color: var(--accent);
}

.hero-subtitle {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent);
    margin-bottom: 0.75rem;
    display: block;
    animation: fadeIn 0.8s ease-out;
}

.hero-left p {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 2.5rem;
    max-width: 580px;
    animation: fadeIn 1s ease-out;
}

.hero-ctas {
    display: flex;
    gap: 1.25rem;
    animation: fadeIn 1.2s ease-out;
}

.hero-right {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    animation: float 6s ease-in-out infinite;
}

.hero-card-stack {
    position: relative;
    width: 100%;
    max-width: 440px;
    height: 480px;
}

.hero-main-card {
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    border: 4px solid rgba(255, 255, 255, 0.1);
}

.hero-main-card img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay-card {
    position: absolute;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.4);
    padding: 1.5rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-xl);
    display: flex;
    align-items: center;
    gap: 1rem;
}

.hero-overlay-card-1 {
    top: 40px;
    left: -40px;
    animation: floatOverlay1 5s ease-in-out infinite;
}

.hero-overlay-card-2 {
    bottom: 40px;
    right: -30px;
    animation: floatOverlay2 5s ease-in-out infinite 1s;
}

.overlay-card-icon {
    width: 48px;
    height: 48px;
    background-color: rgba(18, 53, 91, 0.1);
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
}

.overlay-card-icon.secondary-icon {
    background-color: rgba(29, 111, 66, 0.1);
    color: var(--secondary);
}

.overlay-card-info p {
    font-size: 0.75rem;
    color: var(--light-text);
    margin: 0;
}

.overlay-card-info h4 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary);
}

.page-hero {
    background-image: linear-gradient(135deg, rgba(18, 53, 91, 0.95) 0%, rgba(18, 53, 91, 0.85) 100%), url('./images/3.avif');
    background-size: cover;
    background-position: center;
    padding: 6rem 0;
    color: var(--white);
    text-align: center;
}

.page-hero h1 {
    font-size: 3rem;
    color: var(--white);
    margin-bottom: 1rem;
}

.page-hero p {
    font-size: 1.1rem;
    max-width: 700px;
    margin: 0 auto;
    color: rgba(255, 255, 255, 0.85);
}

.section-padding {
    padding: 6.5rem 0;
}

.bg-light {
    background-color: var(--bg);
}

.bg-white {
    background-color: var(--white);
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 4rem auto;
}

.section-subtitle {
    font-family: var(--font-heading);
    font-size: 0.95rem;
    color: var(--secondary);
    text-transform: uppercase;
    letter-spacing: 2px;
    font-weight: 600;
    margin-bottom: 0.75rem;
    display: block;
}

.section-title {
    font-size: 2.25rem;
    color: var(--primary);
    line-height: 1.25;
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.why-card {
    background-color: var(--white);
    padding: 3rem 2.25rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    transition: var(--transition-normal);
    border: 1px solid var(--border-color);
    position: relative;
    overflow: hidden;
}

.why-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background-color: var(--primary);
    transform: scaleY(0);
    transform-origin: bottom;
    transition: var(--transition-normal);
}

.why-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.why-card:hover::before {
    transform: scaleY(1);
}

.why-icon {
    font-size: 2.25rem;
    color: var(--accent);
    margin-bottom: 1.5rem;
    display: inline-block;
}

.why-card h3 {
    font-size: 1.35rem;
    margin-bottom: 1rem;
}

.why-card p {
    color: var(--light-text);
    font-size: 0.95rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.service-card {
    background-color: var(--white);
    padding: 2.5rem 1.75rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    transition: var(--transition-normal);
    border: 1px solid var(--border-color);
    display: flex;
    flex-direction: column;
    height: 100%;
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}

.service-icon {
    width: 60px;
    height: 60px;
    background-color: rgba(18, 53, 91, 0.05);
    color: var(--primary);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 1.75rem;
    transition: var(--transition-normal);
}

.service-card:hover .service-icon {
    background-color: var(--primary);
    color: var(--white);
    transform: rotateY(180deg);
}

.service-card h3 {
    font-size: 1.25rem;
    margin-bottom: 0.75rem;
}

.service-card p {
    color: var(--light-text);
    font-size: 0.9rem;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.service-btn {
    align-self: flex-start;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--secondary);
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

.service-btn i {
    transition: var(--transition-fast);
}

.service-card:hover .service-btn i {
    transform: translateX(4px);
}

.roadmap-timeline {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
    padding: 2rem 0;
}

.roadmap-timeline::after {
    content: '';
    position: absolute;
    width: 4px;
    background-color: var(--border-color);
    top: 0;
    bottom: 0;
    left: 50%;
    margin-left: -2px;
}

.roadmap-step {
    padding: 1rem 3rem;
    position: relative;
    background-color: inherit;
    width: 50%;
}

.roadmap-step::after {
    content: '';
    position: absolute;
    width: 20px;
    height: 20px;
    right: -10px;
    background-color: var(--white);
    border: 4px solid var(--accent);
    top: 15px;
    border-radius: 50%;
    z-index: 1;
    transition: var(--transition-fast);
}

.roadmap-left {
    left: 0;
}

.roadmap-right {
    left: 50%;
}

.roadmap-right::after {
    left: -10px;
}

.roadmap-content {
    padding: 2rem;
    background-color: var(--white);
    position: relative;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--border-color);
    transition: var(--transition-normal);
}

.roadmap-content:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--accent);
}

.roadmap-step:hover::after {
    background-color: var(--primary);
    transform: scale(1.2);
}

.roadmap-number {
    position: absolute;
    top: -15px;
    left: 20px;
    background-color: var(--primary);
    color: var(--white);
    font-family: var(--font-heading);
    font-size: 0.85rem;
    font-weight: 700;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
}

.roadmap-right .roadmap-number {
    left: auto;
    right: 20px;
}

.roadmap-content h3 {
    font-size: 1.25rem;
    margin-bottom: 0.5rem;
    margin-top: 0.5rem;
}

.roadmap-content p {
    color: var(--light-text);
    font-size: 0.9rem;
}

.investment-cat-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.investment-cat-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    transition: var(--transition-normal);
}

.investment-cat-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.investment-cat-img {
    height: 220px;
    overflow: hidden;
    position: relative;
}

.investment-cat-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-normal);
}

.investment-cat-card:hover .investment-cat-img img {
    transform: scale(1.08);
}

.investment-cat-content {
    padding: 2rem;
}

.investment-cat-content h3 {
    font-size: 1.35rem;
    margin-bottom: 0.75rem;
}

.investment-cat-content p {
    color: var(--light-text);
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
}

.insurance-planning-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.insurance-left {
    animation: slideInLeft 0.8s ease-out;
}

.insurance-left h2 {
    font-size: 2.25rem;
    margin-bottom: 1.5rem;
}

.insurance-left p {
    color: var(--light-text);
    margin-bottom: 2rem;
}

.insurance-checklist {
    list-style: none;
    margin-bottom: 2rem;
}

.insurance-checklist li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
    font-weight: 500;
}

.insurance-checklist li i {
    color: var(--secondary);
    font-size: 1.1rem;
}

.insurance-right {
    position: relative;
}

.insurance-image-container {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    border: 4px solid var(--white);
}

.insurance-image-container img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.budget-planner-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.budget-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    padding: 2.5rem 2rem;
    transition: var(--transition-normal);
}

.budget-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--accent);
}

.budget-badge {
    background-color: rgba(29, 111, 66, 0.1);
    color: var(--secondary);
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 1.25rem;
}

.budget-card h3 {
    font-size: 1.35rem;
    margin-bottom: 1rem;
}

.budget-card p {
    color: var(--light-text);
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
}

.budget-illustration {
    background-color: var(--bg);
    border-radius: var(--radius-sm);
    padding: 1.25rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.budget-bar-label {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    font-weight: 600;
}

.budget-bar {
    height: 8px;
    background-color: var(--border-color);
    border-radius: 4px;
    overflow: hidden;
}

.budget-fill {
    height: 100%;
    background-color: var(--primary);
    border-radius: 4px;
}

.budget-fill.fill-2 {
    background-color: var(--secondary);
}

.budget-fill.fill-3 {
    background-color: var(--accent);
}

.savings-tips-section {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 4rem;
    align-items: center;
}

.savings-left img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
}

.savings-right h2 {
    font-size: 2.25rem;
    margin-bottom: 1.5rem;
}

.savings-tips-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.savings-tip-item {
    display: flex;
    gap: 1.25rem;
}

.savings-tip-icon {
    width: 48px;
    height: 48px;
    background-color: rgba(212, 160, 23, 0.1);
    color: var(--accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    flex-shrink: 0;
}

.savings-tip-text h4 {
    font-size: 1.1rem;
    margin-bottom: 0.25rem;
}

.savings-tip-text p {
    color: var(--light-text);
    font-size: 0.9rem;
}

.articles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.article-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    transition: var(--transition-normal);
}

.article-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.article-img {
    height: 200px;
    overflow: hidden;
    position: relative;
}

.article-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-normal);
}

.article-card:hover .article-img img {
    transform: scale(1.08);
}

.article-tag {
    position: absolute;
    top: 15px;
    left: 15px;
    background-color: var(--primary);
    color: var(--white);
    padding: 0.25rem 0.75rem;
    font-size: 0.75rem;
    font-weight: 600;
    border-radius: 20px;
}

.article-content {
    padding: 1.75rem;
}

.article-date {
    font-size: 0.8rem;
    color: var(--light-text);
    margin-bottom: 0.5rem;
    display: block;
}

.article-content h3 {
    font-size: 1.25rem;
    line-height: 1.35;
    margin-bottom: 1rem;
}

.article-content h3 a:hover {
    color: var(--secondary);
}

.article-footer {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-top: 1px solid var(--border-color);
    padding-top: 1.25rem;
    margin-top: 1.25rem;
}

.article-author {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.article-author img {
    width: 32px;
    height: 32px;
    border-radius: 50%;
}

.article-author span {
    font-size: 0.85rem;
    font-weight: 600;
}

.article-readmore {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--secondary);
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.article-card:hover .article-readmore i {
    transform: translateX(3px);
}

.success-stories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.story-card {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    position: relative;
}

.story-stars {
    color: var(--accent);
    margin-bottom: 1.25rem;
    font-size: 0.9rem;
}

.story-card p {
    font-style: italic;
    color: var(--dark-text);
    margin-bottom: 2rem;
    position: relative;
    z-index: 1;
}

.story-card::before {
    content: '\f10d';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    position: absolute;
    top: 2rem;
    right: 2.5rem;
    font-size: 3rem;
    color: rgba(18, 53, 91, 0.04);
}

.story-client {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.story-client img {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
}

.story-client-info h4 {
    font-size: 1rem;
    margin-bottom: 0.15rem;
}

.story-client-info span {
    font-size: 0.75rem;
    color: var(--light-text);
    font-weight: 500;
}

.faq-accordion {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

details {
    background-color: var(--white);
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-fast);
}

details[open] {
    box-shadow: var(--shadow-md);
    border-color: var(--primary);
}

summary {
    padding: 1.5rem 2rem;
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--primary);
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

summary::-webkit-details-marker {
    display: none;
}

summary::after {
    content: '\f0fe';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    font-size: 1rem;
    color: var(--accent);
    transition: var(--transition-fast);
}

details[open] summary::after {
    content: '\f146';
    color: var(--primary);
}

.faq-answer {
    padding: 0 2rem 1.5rem 2rem;
    color: var(--light-text);
    font-size: 0.95rem;
}

.newsletter-section {
    background-color: var(--primary);
    color: var(--white);
    padding: 5rem 0;
    position: relative;
    overflow: hidden;
}

.newsletter-section::before {
    content: '';
    position: absolute;
    width: 300px;
    height: 300px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.03);
    top: -150px;
    left: -100px;
}

.newsletter-container {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    z-index: 1;
}

.newsletter-container h2 {
    color: var(--white);
    font-size: 2.25rem;
    margin-bottom: 0.75rem;
}

.newsletter-container p {
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 2.5rem;
}

.newsletter-form {
    display: flex;
    gap: 1rem;
    max-width: 600px;
    margin: 0 auto;
}

.newsletter-form input {
    flex-grow: 1;
    padding: 1rem 1.5rem;
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.2);
    background-color: rgba(255, 255, 255, 0.08);
    color: var(--white);
    font-size: 0.95rem;
    transition: var(--transition-fast);
}

.newsletter-form input::placeholder {
    color: rgba(255, 255, 255, 0.6);
}

.newsletter-form input:focus {
    background-color: var(--white);
    color: var(--primary);
    border-color: var(--accent);
}

.cta-banner-section {
    background-image: linear-gradient(135deg, rgba(29, 111, 66, 0.95) 0%, rgba(18, 53, 91, 0.95) 100%), url('./images/4.avif');
    background-size: cover;
    background-position: center;
    padding: 6rem 0;
    color: var(--white);
    text-align: center;
}

.cta-banner-container {
    max-width: 800px;
    margin: 0 auto;
}

.cta-banner-container h2 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.cta-banner-container p {
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 2.5rem;
    font-size: 1.1rem;
}

.cta-banner-btns {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
}

.site-footer {
    background-color: #0d2238;
    color: rgba(255, 255, 255, 0.7);
    padding: 5rem 0 2rem 0;
    border-top: 3px solid var(--accent);
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr 1fr 1fr;
    gap: 3rem;
    margin-bottom: 4rem;
}

.footer-col h3 {
    color: var(--white);
    font-size: 1.2rem;
    margin-bottom: 1.75rem;
    font-family: var(--font-heading);
    position: relative;
    padding-bottom: 0.5rem;
}

.footer-col h3::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 30px;
    height: 2px;
    background-color: var(--accent);
}

.footer-col-about .footer-logo {
    color: var(--white);
    font-size: 1.5rem;
    font-weight: 800;
    margin-bottom: 1.25rem;
    display: inline-block;
}

.footer-col-about .footer-logo span {
    color: var(--accent);
}

.footer-col-about p {
    font-size: 0.9rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.footer-socials {
    display: flex;
    gap: 1rem;
}

.footer-socials a {
    width: 36px;
    height: 36px;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    transition: var(--transition-fast);
}

.footer-socials a:hover {
    background-color: var(--accent);
    color: var(--primary);
    transform: translateY(-3px);
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
}

.footer-links a {
    font-size: 0.9rem;
}

.footer-links a:hover {
    color: var(--accent);
    padding-left: 5px;
}

.footer-newsletter p {
    font-size: 0.9rem;
    margin-bottom: 1.25rem;
}

.footer-newsletter-form {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-newsletter-form input {
    padding: 0.85rem 1.25rem;
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.1);
    background-color: rgba(255, 255, 255, 0.04);
    color: var(--white);
    font-size: 0.9rem;
}

.footer-newsletter-form input:focus {
    background-color: rgba(255, 255, 255, 0.08);
    border-color: var(--accent);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.85rem;
}

.footer-legal-links {
    display: flex;
    gap: 1.5rem;
}

.footer-legal-links a:hover {
    color: var(--accent);
}

.resource-search-filter {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    margin-bottom: 3.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 2rem;
}

.search-box-ui {
    position: relative;
    flex-grow: 1;
    max-width: 500px;
}

.search-box-ui input {
    width: 100%;
    padding: 1rem 1.5rem 1rem 3.25rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    font-size: 0.95rem;
    background-color: var(--bg);
    transition: var(--transition-fast);
}

.search-box-ui input:focus {
    border-color: var(--primary);
    background-color: var(--white);
    box-shadow: var(--shadow-sm);
}

.search-box-ui i {
    position: absolute;
    left: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    color: var(--light-text);
    font-size: 1.1rem;
}

.filter-pills-ui {
    display: flex;
    gap: 0.75rem;
    flex-wrap: wrap;
}

.filter-pill {
    background-color: var(--bg);
    color: var(--dark-text);
    padding: 0.6rem 1.25rem;
    border-radius: 30px;
    font-size: 0.875rem;
    font-weight: 600;
    cursor: pointer;
    border: 1px solid var(--border-color);
    transition: var(--transition-fast);
}

.filter-pill:hover,
.filter-pill.active {
    background-color: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

.resources-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.resource-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
    display: flex;
    flex-direction: column;
    height: 100%;
    transition: var(--transition-normal);
}

.resource-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.resource-card-header {
    background-color: var(--primary);
    color: var(--white);
    padding: 1.5rem 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.resource-card-header i {
    font-size: 1.75rem;
    color: var(--accent);
}

.resource-tag {
    font-size: 0.75rem;
    font-weight: 700;
    background-color: rgba(255, 255, 255, 0.15);
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    text-transform: uppercase;
}

.resource-body {
    padding: 2rem;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.resource-body h3 {
    font-size: 1.3rem;
    margin-bottom: 0.75rem;
}

.resource-body p {
    color: var(--light-text);
    font-size: 0.9rem;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.resource-meta {
    list-style: none;
    border-top: 1px solid var(--border-color);
    padding-top: 1.25rem;
    margin-bottom: 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.resource-meta li {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.85rem;
    color: var(--light-text);
}

.resource-meta li i {
    color: var(--secondary);
}

.resource-footer {
    padding: 0 2rem 2rem 2rem;
}

.resource-footer .btn {
    width: 100%;
}

.contact-layout {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 4rem;
}

.contact-form-container {
    background-color: var(--white);
    padding: 3.5rem 3rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
}

.contact-form-container h2 {
    font-size: 2rem;
    margin-bottom: 2rem;
}

.form-grid-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.form-group label {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--primary);
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.875rem 1.25rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    background-color: var(--bg);
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: var(--transition-fast);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    background-color: var(--white);
    border-color: var(--primary);
    box-shadow: var(--shadow-sm);
}

.contact-info-panel {
    display: flex;
    flex-direction: column;
    gap: 2.5rem;
}

.contact-info-block {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-color);
}

.contact-info-block h3 {
    font-size: 1.25rem;
    margin-bottom: 1.5rem;
    border-bottom: 2px solid var(--bg);
    padding-bottom: 0.75rem;
}

.contact-info-details {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
}

.contact-info-item {
    display: flex;
    gap: 1rem;
}

.contact-info-icon {
    width: 40px;
    height: 40px;
    background-color: rgba(18, 53, 91, 0.05);
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.contact-info-text h4 {
    font-size: 0.95rem;
    margin-bottom: 0.15rem;
}

.contact-info-text p {
    color: var(--light-text);
    font-size: 0.875rem;
}

.hours-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.hours-list li {
    display: flex;
    justify-content: space-between;
    font-size: 0.9rem;
    color: var(--light-text);
}

.hours-list li span:first-child {
    font-weight: 600;
    color: var(--primary);
}

.map-placeholder-box {
    height: 250px;
    background-image: linear-gradient(135deg, rgba(18, 53, 91, 0.05) 0%, rgba(18, 53, 91, 0.1) 100%);
    border: 2px dashed var(--border-color);
    border-radius: var(--radius-md);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    color: var(--primary);
}

.map-placeholder-box i {
    font-size: 2rem;
    color: var(--accent);
}

.map-placeholder-box span {
    font-weight: 600;
    font-size: 0.95rem;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-15px); }
    100% { transform: translateY(0px); }
}

@keyframes floatOverlay1 {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-10px) translateX(2px); }
    100% { transform: translateY(0px); }
}

@keyframes floatOverlay2 {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-8px) translateX(-2px); }
    100% { transform: translateY(0px); }
}

.ticker-section {
    background-color: var(--white);
    border-top: 1px solid var(--border-color);
    border-bottom: 1px solid var(--border-color);
    padding: 3rem 0;
}
.ticker-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 2rem;
}
.ticker-item {
    font-family: var(--font-heading);
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--light-text);
    display: flex;
    align-items: center;
    gap: 0.5rem;
    opacity: 0.7;
    transition: var(--transition-fast);
}
.ticker-item:hover {
    opacity: 1;
    color: var(--primary);
}
.quiz-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}
.quiz-card {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 2.5rem;
    text-align: center;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-sm);
}
.quiz-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-color: var(--accent);
}
.quiz-card h3 {
    font-size: 1.35rem;
    margin-bottom: 1rem;
}
.segment-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}
.segment-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    text-align: center;
    transition: var(--transition-normal);
}
.segment-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}
.segment-card i {
    font-size: 2rem;
    color: var(--secondary);
    margin-bottom: 1.25rem;
}
.case-study-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: stretch;
}
.case-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    border: 1px solid var(--border-color);
    padding: 2.5rem;
    box-shadow: var(--shadow-sm);
}
.case-card-before {
    border-left: 4px solid #ef4444;
}
.case-card-after {
    border-left: 4px solid var(--secondary);
}
.case-card h3 {
    font-size: 1.25rem;
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}
.case-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}
.case-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.95rem;
}
.case-list li i {
    margin-top: 0.25rem;
}
.case-card-before i {
    color: #ef4444;
}
.case-card-after i {
    color: var(--secondary);
}
.sector-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}
.sector-card {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 2rem;
    transition: var(--transition-normal);
}
.sector-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}
.sector-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.25rem;
}
.sector-growth {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--secondary);
    background-color: rgba(29, 111, 66, 0.1);
    padding: 0.25rem 0.5rem;
    border-radius: 4px;
}
.advisory-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}
.advisory-step-card {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 2rem;
    position: relative;
    text-align: center;
}
.advisory-step-num {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    background-color: var(--primary);
    color: var(--white);
    width: 32px;
    height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.9rem;
}
.video-card-img {
    position: relative;
    height: 180px;
    overflow: hidden;
}
.video-card-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.video-play-btn {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 50px;
    height: 50px;
    background-color: var(--accent);
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    transition: var(--transition-normal);
}
.resource-card:hover .video-play-btn {
    transform: translate(-50%, -50%) scale(1.1);
    background-color: var(--white);
    color: var(--secondary);
}
.calc-card {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 2.5rem;
    box-shadow: var(--shadow-sm);
    max-width: 600px;
    margin: 0 auto;
}
.calc-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.25rem;
}
.calc-row label {
    font-weight: 600;
    font-size: 0.95rem;
}
.calc-row input[type="range"] {
    flex-grow: 1;
    margin-left: 2rem;
    max-width: 300px;
}
.calc-result {
    background-color: var(--bg);
    padding: 1.5rem;
    border-radius: var(--radius-sm);
    text-align: center;
    margin-top: 1.5rem;
}
.calc-result h4 {
    font-size: 1.75rem;
    color: var(--secondary);
    margin-top: 0.5rem;
}
.advisor-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 3rem;
    max-width: 900px;
    margin: 0 auto;
}
.advisor-card {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 2.5rem;
    text-align: center;
    transition: var(--transition-normal);
}
.advisor-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
}
.advisor-avatar {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    margin: 0 auto 1.5rem auto;
    overflow: hidden;
    border: 4px solid var(--bg);
}
.advisor-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.advisor-card h3 {
    font-size: 1.35rem;
    margin-bottom: 0.25rem;
}
.advisor-card span {
    font-size: 0.85rem;
    color: var(--light-text);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    display: block;
    margin-bottom: 1.25rem;
}
.calendar-list {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    max-width: 700px;
    margin: 0 auto;
}
.calendar-item {
    background-color: var(--white);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-md);
    padding: 1.5rem;
    display: flex;
    align-items: center;
    gap: 2rem;
}
.calendar-date-badge {
    width: 70px;
    height: 70px;
    background-color: var(--primary);
    color: var(--white);
    border-radius: var(--radius-sm);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    flex-shrink: 0;
}
.calendar-date-badge span:first-child {
    font-size: 1.5rem;
    font-weight: 800;
    line-height: 1;
}
.calendar-date-badge span:last-child {
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
}
.calendar-details h4 {
    font-size: 1.15rem;
    margin-bottom: 0.25rem;
}
.calendar-details p {
    font-size: 0.9rem;
    color: var(--light-text);
}
.booking-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
    margin-top: 1.5rem;
}
.booking-slot {
    background-color: var(--bg);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-sm);
    padding: 1rem;
    text-align: center;
    font-weight: 600;
    font-size: 0.9rem;
    cursor: pointer;
    transition: var(--transition-fast);
}
.booking-slot:hover {
    background-color: var(--secondary);
    color: var(--white);
    border-color: var(--secondary);
}

.why-grid .why-card {
    text-align: center !important;
}
.why-grid .why-card .why-icon {
    display: inline-block !important;
}

.service-card {
    text-align: center !important;
    align-items: center !important;
}
.service-card .service-btn {
    align-self: center !important;
}

.investment-cat-content {
    text-align: center !important;
}

body:has(.hero-section) .hero-left {
    text-align: center !important;
}
body:has(.hero-section) .hero-left p {
    margin-left: auto !important;
    margin-right: auto !important;
}
body:has(.hero-section) .hero-ctas {
    justify-content: center !important;
}
body:has(.hero-section) .insurance-left {
    text-align: center !important;
}
body:has(.hero-section) .insurance-checklist {
    display: inline-block !important;
    text-align: left !important;
}
body:has(.hero-section) .budget-card {
    text-align: center !important;
}
body:has(.hero-section) .savings-right {
    text-align: center !important;
}
body:has(.hero-section) .savings-tips-list {
    align-items: center !important;
}
body:has(.hero-section) .savings-tip-item {
    justify-content: center !important;
    text-align: left !important;
}
body:has(.hero-section) .article-content {
    text-align: center !important;
}
body:has(.hero-section) .story-card {
    text-align: center !important;
}
body:has(.hero-section) .story-client {
    justify-content: center !important;
}

.quiz-card {
    text-align: center !important;
}
.quiz-card .why-icon,
.quiz-card i {
    display: inline-block !important;
}
body:has(.hero-section) .faq-accordion {
    text-align: left !important;
}
body:has(.hero-section) .roadmap-content {
    text-align: center !important;
}

@media (max-width: 992px) {
    .insurance-planning-section {
        grid-template-columns: 1fr !important;
    }
    .insurance-left {
        order: 1 !important;
    }
    .insurance-right {
        order: 2 !important;
    }
}

@media (max-width: 992px) {
    .investment-cat-grid {
        grid-template-columns: repeat(2, 1fr) !important;
    }
}
@media (max-width: 768px) {
    .investment-cat-grid {
        grid-template-columns: 1fr !important;
        max-width: 400px !important;
        margin: 0 auto !important;
    }
}

.resource-card-header {
    justify-content: center !important;
    gap: 1rem;
}
.resource-body {
    text-align: center !important;
}
.resource-meta {
    align-items: center !important;
}

body:has(.hero-section) .article-footer {
    flex-direction: column !important;
    justify-content: center !important;
    align-items: center !important;
    gap: 0.75rem !important;
}
body:has(.hero-section) .article-author {
    justify-content: center !important;
}